Disclaimer

Legal

ACCESS RESTRICTIONS

The information contained on this website (the "Site") is not for use within any country or jurisdiction or by any person where the use would constitute a violation of law, ordinance, rule or regulation. If this applies or may apply to you, you are not authorized to access or use any of the information on this Site.

Terms of Use:

Please read these terms and conditions (the "Terms of Use") carefully as they apply to your access and / or use of this Site. By accessing this Site and any pages thereof, you acknowledge your agreement with and your understanding of these Terms of Use. If you do not agree to these Terms of Use, please do not access or use this Site. These Terms of Use are subject to change at any time.

This Site is owned and operated by StepStream GmbH ("StepStream"), a company incorporated in Germany. To the extent possible German law governs this Site and these Terms of Use only.

In case your address changed, please mail to info@stepstream.com and notify us your new address.

1. GENERAL DISCLAIMER

ALL CONTENT, INCLUDING BUT NOT LIMITED TO GRAPHICS, TEXTS AND HYPERLINKS OR REFERENCES TO OTHER SITES ARE SUBJECT TO ALTERATION WITHOUT PRIOR NOTICE AND ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT AND THE ABSENCE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS.

NO REPRESENTATION OR WARRANTY IS MADE REGARDING CONTENT, FUNCTIONALITY, ADEQUACY, ACCURACY, RELAIABILITY OR COMPLETNESS OF ANY INFORMATION, LINKS OR COMMUNICATIONS, AND STEPSTREAM EXPRESSLY DISCLAIMS ANY LIABILITY FOR ERRORS OR OMISSIONS THEREIN. STEPSTREAM DOES NOT WARRANT THAT THE FUNCTIONS WILL BE UNINTERRUPTED AND / OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THE ABSENCE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

In no event shall StepStream, nor any of its subsidiaries or affiliates, be liable to any party for any cost or damages, whether in contract, tort, strict liability or otherwise, including any direct, indirect, special, incidental, punitive or consequential damages, arising out of or in connection with the access or use of, or the inability to access or use, this Site or any of its functions or features, including in connection with any browsing or downloading of any information, data, text, images, or other material accessible through this Site or any website linked to or linking into this Site. Or your reliance on the content of any of the above named sites.

It is the responsibility of the user of this Site to evaluate the accuracy, completeness, reliability and usefulness of any opinions, services or other information provided. All information provided in this Site is under the condition and understanding of it not being interpreted or relied on as legal, accounting, tax, financial, investment or other professional advice, or as advice on specific facts or matters. Accordingly, no liability whatsoever is assumed for any use or misuse of such information. Users of this Site should consult their professional advisors with respect to their personal circumstances.

In some countries or jurisdictions, the restriction of liability or warranty may be prohibited or unlawful. The Disclaimer is to be understood that the limitation of liability and / or the limitation of warranty are to be excluded to the extent allowed by the applicable laws and regulations of the respective country or jurisdiction.

2. NO OFFER

The information and features / functions contained on this Site are provided for your informational and educational convenience only. Nothing on this Site should be construed as a solicitation, offer, advice, recommendation, or any other service to acquire or dispose of any investment or to engage in any other investment or transaction. For information about any specific product and / or country please visit the respective website. Nothing on this Site constitutes a promise or offer of employment.

3. INTELLECTUAL PROPERTY

"StepStream" and its logos are registered trademarks of StepStream. Except as indicated otherwise, all information, text, graphic images, logos, features or functions, and layout (including the "look and feel"), as well as any copyrights or other rights, are the exclusive property of StepStream, and may not be copied, reproduced, posted, transmitted or distributed, in whole or in part, in any form (electronic or written) without first having obtained StepStream's express written consent.

Nothing on this Site should be construed as granting a license or any other right to use any copyrights, trademarks or logos. Moreover, the downloading or printing of any materials on this Site will not result in a transfer, explicit or implied, of any rights. You may, however, download or print any pages from this Site for personal, non-commercial use only, provided you do not remove, alter or change any copyright or other proprietary right notices.

4. LINKS

The links from this Site to other websites are provided for your information and convenience only.

StepStream does not assume any responsibility or liability with respect to any website linked from this Site (or any website linking into this Site), including its content and operation. StepStream does not review or monitor such links.

Some websites may be from outside your country and subject to different regulators and rules.

A link from this Site to another website (or a link from another website to this Site) does not constitute a referral, endorsement, approval, advertising, offer or solicitation with respect to such website, its contents, or any products or services advertised or distributed through that website.

Their content has not been investigated or analyzed by Stepstream, and Stepstream does not warrant the adequacy, accuracy, reliability or completeness of any information on hyperlinked or referenced websites.

By accessing the Stepstream website, you also agree to abide by the proprietary guidelines applicable to any website accessed or hyperlinked through Stepstream's website.

5. SUBMISSIONS TO THIS SITE, MONITORING, OTHER

Except as provided by law, all submissions or transmissions made to or through this Site shall become the property of StepStream. StepStream reserves the right to use any material (e.g., any comment, idea, concept, technique or know-how) submitted for any purpose, including but not limited to reproduction, distribution, publication and posting. By posting any material (e.g., any comment, idea, concept, technique or know-how) you hereby agree to allow Stepstream to use the aforementioned for StepStream's purposes unless specified otherwise by you.

StepStream endeavors to ensure that all content provided by Stepstream is up-to-date. However, Stepstream does not warrant that said information is up-to-date, accurate or complete.

By submitting personal data to StepStream or its affiliated companies, you acknowledge and agree that said data may be processed, stored and archived by StepStream or its affiliated companies or a third party on their behalf for the purpose it was submitted. As a result, you acknowledge and agree that data may be transmitted to countries where data protection legislation is less stringent than in your country of residence.

StepStream is not obligated to monitor any submissions or transmissions to or through this Site or any website to which this Site links or that links into this Site. StepStream, however, reserves the right to monitor the same, including any chat rooms or similar website features. You acknowledge that no obligation of any kind shall be attached to such information and that by submitting or transmitting such information, no confidential, contractually implied or other relationship is created between you and StepStream.

6. USER CONDUCT

When accessing or making use of any part of this Site, you may not:

• post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, pornographic, profane or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any national or international law,
• post or transmit any information or software which contains a virus, worm, Trojan horse or other harmful component,
• interfere with the functioning of this Site or restrict or inhibit any other user from using this Site,
• post, publish, transmit, reproduce, modify, display, distribute or exploit any information, software or other material obtained through this Site for commercial purposes,
• redeliver through the use of "framing" technology, publishing, sell, license, create derivative works or use any content for any purpose without the prior written approval of StepStream.

CAUTION:

ANY ATTEMPT BY ANY PERSON TO DAMAGE THIS SITE OR UNDERMINE ITS OPERATION MAY BE A VIOLATION OF CRIMINAL OR CIVIL LAWS. STEPSTREAM RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULL EXTENT OF THE LAW.

7. APPLICABLE LAW AND JURSIDICTION, LOCAL LEGAL RESTRICTIONS, UPDATES, OTHER

This Site and these Terms of Use and any claim or action out or in connection herewith shall be governed by, construed, enforced and performed in accordance with the laws of Germany excluding the principles of conflicts of laws and shall be litigated in and only in courts located in Neuss, Germany. You agree to submit to the exclusive jurisdiction of those courts and further agree that they are a convenient forum for you.

In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes closest to the intention underlying the unenforceable provision.

StepStream makes no representation that any information, materials or features / functions included are appropriate for use in any other jurisdiction. The Site is not intended for any person in any jurisdiction where (by reason of that person's nationality, residence, citizenship or otherwise) the publication or availability of the Site and its content are prohibited. Persons to whom such prohibitions apply, may not access or use this Site. By accessing or using this Site you do so on your own initiative and are solely responsible for compliance with the applicable local laws and regulations.

Updates and modifications to these Terms of Use are subject to change at any time. Be sure to check these Terms of Use each time you access and / or use this Site, since any updated version applies to your access and / or use of this Site.

Last updated: 20 May 2011